TERMS AND CONDITIONS
NATIONWIDE VEHICLE CREDIT IS A BROKER, NOT A LENDER
Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96
Nationwide Vehicle Credit is a trading name of LUV Financial Solutions Ltd. The service that we provide our customers is to assist with your car search and vehicle finance needs. It is our aim to provide you with excellent customer service, provide you with all the information you require to make an informed choice, and most importantly make your journey easier using our expertise and knowledge. LUV Financial Solutions Ltd are a finance broker who works with a panel of lenders to obtain you the best credit option.
If you choose to submit a finance application through our website, we want you to understand how your information will be used. By agreeing to our terms of business, you are providing your consent for us to send your information to a credit reference agency. In order to assess your creditworthiness, we will send your details to a third party to complete a soft search.
Your details will be checked with fraud prevention agencies, if any false or incorrect information is passed to us and this is found to be fraudulent, details will be passed along to the fraud prevention agencies. Lenders your application is sent to will carry out credit searches of their own with the details you have provided us. As a company, it is our promise that we will only send your details to a lender, whose criteria fits your current circumstances. Please note that as a company we are unable to provide you with information regarding your credit profile, it is company policy that we ask you to contact Experian directly should you require to speak to someone regarding this.
Your details will be passed to the lenders with whom LUV Financial Solutions Ltd work with. These lenders will carry out credit checks of their own and may check your details with fraud prevention agencies. This group of lenders provide us with a wide range of credit products and as a broker, we will try to obtain you the best finance acceptance.
We will not give you advice or recommendations, however, we will provide you will all the information for you to make an informed decision. We may receive a commission from a lender for introducing your details to them, these can vary based on each individual case. LUV Financial Solutions will not charge you a fee for the service it provides.
We are authorised and regulated by the Financial Conduct Authority (FCA), who is the regulatory body for consumer credit firms and those that offer a financial service. Our authorised number is 631264.
LUV Financial Solutions Ltd acts as a Credit Broker and not a Lender.
Privacy and Data Protection
LUV Financial Solutions are regulated by the Information Commissioners Office (ICO) and our registered number is ZA032449. We will ensure your information is stored securely and confidentially, only sharing your information for the purpose it was received, arranging and administering financial contracts or requesting information on a specific vehicle you have seen advertised on our site. We will ask you what your marketing preferences are for future purpose, to let you know of any exclusive offers or services we may think will be of interest to you, or to ask you for feedback of your experience with us.
You have the right to request the information we hold on you at any time, as well as to ask us to remove your information from our systems. This can be done using the below contact details.
In the event that you are dissatisfied with the service you have been provided, please do not hesitate to contact us at complaints@europa carcredit.co.uk
Nationwide Vehicle Credit – Registered Address – 1 Quay Business Centre, Harvard Court, Warrington, WA2 8LT
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